Monday, February 27, 2006

The Federal Government vs. My Student Loans

Today...I learned the hard way about loans and loan forgiveness programs...basically this is how it goes...they (side bar - who are they? the loan providers) want you to have loan forgiveness but at the same time they don't want to give it to you. So this is what happened! I basically learned that I could have loan forgiveness since I work for a state agency as a Social Worker so I went about it to find out about the New Jersey Social Services Loan Forgiveness Program. I found out some interesting facts: 1. If you work for or as a child care provider there is a Federal Program that will forgive your student loans for your most recent degree up to $20k per loan (side bar - that program was ended about 2 years ago and the administration made sure you knew nothing about it!), 2. If you are a teacher this program will work for you too! (side bar - you have to work in an underprivileged area), 3. You have to have been hired on or after July 14, 2005 (side bar - all of those hired before you're SOL!), 4. You must have earned your degree at least one year before your hire date, no more than that (side bar - if it is now 2006 and you earned your degree in 2004 .... well ... you're SOL TOO!) So how does this really help anyone who is really in their field? Well I don't know but all of those getting ready to graduate and have student loans and work in the social services field or as a teacher in New Jersey ... you better hop on this program now before they discontinue it like the Federal Program was silenced in 2004! PS. Did I say that I hate being in $65k worth of debt? I hate student loans!

Friday, February 17, 2006

I Hate 2-14

I know I'm late but I hate Valentine's Day!!! Hate it! Not because I don't have a Valentine but because I think that someone should shower you with gifts all the time not just on one special day...V Day makes me think of that one song that the big guy (side bar - can't remember his name...oh wait Rueben!) who won American Idol sung...you know the song where he is constantly apologizing about missing out on things...he even goes on to apologize about missing V-Day on 02-14-03 ... well if the dude has to apologize for all of those things and then on top of that forget V-Day well then dammit you're just not that special! So why are you still with him? And another thing....while I'm on this moment why is it that on V-day every single last one of your Exes calls you to talk about why the two of you should not have broken up? Are they serious...Obviously at the time we weren't working out and today we still aren't working out! So why are you on my phone? I spent my V-Day thwarting calls from my Exes...trying not to make calls to the guys I actually like (didn't want to look vulnerable...because we all know that V-Day is the day that all guys think a chick is just vulnerable is she all on the phone with you while you're not hanging out with her...Obviously she doesn't have a Valentine) and most of all I was sick on V-Day so I overdosed towards the end of the night on 3 packets of Theraflu and 2 Alkeseltzer cold tablets and dreamed about raccoons all night! And lastly, is it just me or is it me...does V-Day make us girls look vulnerable when we call a dude who is not our Valentine?

By the way...had a great time last...hung out with 'the dude' I refuse to talk about him on here because lately every dude I've analyze on here has fallen apart in some way or another... so give me about a month...and I'll tell you all about him in March...just know that he is absolutely nice, sweet, funny, and my friends/family adore him and that's all for now!

Sunday, February 12, 2006

Maybe It's Me?

That's right, maybe it's me! I say this because I don't sweat dudes....that's right I don't sweat dudes! I'm tired of guys calling me thinking I'm going to drop every little detail I'm doing to make sure their life is right.... Okay, case example, on Friday night the weatherman came on TV and said that a Northeastern Blizzard was coming through the night of Saturday and lasting until Sunday. So a really nice guy that I liked a lot until this, well, he calls and is like on Saturday afternoon after you get your hair done you should drive me from NYC to Baltimore (where he lives). I thought about it truly then I thought back to December when it snowed and my rear-wheel drive car slammed into the median and spun 5 times before I hit the median again. All of that in the snow...and I decided to tell him that I couldn't drive him to Baltimore and to find another way there...what did he say? That we had fundamental differences and for me not to call him anymore, because I wouldn't drive him in the damn snow storm from NYC to Baltimore. Second case point...now there is about 3 feet of snow (by now I mean today, Sunday) my bootycall...(side bar - I have a bootycall for those times that I don't want to deal with the bullshit of someone who may be "real" for a little while then fake later on)...but my bootycall called me and said that I should come over yes in the 3 feet of snow...and yes he clearly knows about that accident I had in December ... but overall, maybe it's me! Maybe I'm the only one who thinks that a girl should not drop everything in the world for some random ass guy that she is not involved with? Maybe I'm the only one in the world who thinks that guys should come to girls or make it easier for them? Maybe, I'm the only girl who thinks that I should sweat a dude just cause he knows how to use the penis? Maybe, I'm the only girl who thinks it's not all about sex! So no I don't want sex why should I drop everything I'm doing because you're willing to have sex with me? I'm not that beat! Now if a guy wanted me to drop everything I was doing so that he could give me a diamond necklace, take me out to dinner, throw me a picnic, take me to the moon, then maybe...just maybe I would drop everything I was doing for that! But then again, maybe it's just me?